Let's Build Something Together

About S.E. Clark

We focus on building community, bringing peace of mind to a difficult process, and keeping developments at their highest potential.  Merging sound organization with continued compliance and sustainability. 


S.E. Clark and Associates was incorporated in 1982 for purposes of acquisition and rehabilitation of inner-city properties. Following the passage of the Tax Reform Act of 1986, which created the Federal Low-Income Housing Tax Credit Program (LIHTC), SECA expanded its mission to include the development of new affordable housing. The first tax credit project developed by SECA was completed in 1988.


SECA is adept in all aspects of affordable housing development and management extending to the site selection, environmental and geotechnical testing, architectural and engineering designs, project schedules, detailed budgets and pro formas, formation of project ownership entities, resident relocation, securing utility services, and obtaining permits and zoning approvals. The company conducts a professional practice providing these services for housing authorities, municipalities, counties, federal and state agencies, nonprofit organizations, neighborhood associations, housing development corporations, and private concerns.


Our Team

Steven Clark, President Nathan Joseph, V.P. Helen Crum, Compliance Ron Law, Financial Odin, Morale Management



Steven E. Clark, President

Steve Clark, founder and President of S.E. Clark & Associates, Inc., has over 30 years of experience developing affordable housing. During this time, he has built a solid collaborative of trusted industry experts, and has become a valued member of his clients’ teams.

Mr. Clark has made it a top priority for himself and his team at S.E. Clark & Associates to acquire expertise in new affordable housing programs. Thus, SEC has remained at the forefront of the industry, having closed its first LIHTC development in 1988, just two years after the tax credit was introduced, and the third RAD conversion in the country.

He has first-hand understanding of issues faced by Public Housing Authorities, having served as the interim Executive Director at the housing authorities of Champaign, IL and Danville, IL, and as the Deputy Project Manager of the $160 million Darst-Webbe HOPE VI in St. Louis, Missouri.

In addition to his business activities, Mr. Clark enjoys theatre and riding horses with his daughter. He is a graduate of the University of Illinois.



Nathan M. Joseph, Vice President

Nathan Joseph joined SEC to enhance and expand upon the company’s commitment to providing superior affordable housing for tenants, consulting and development services for clients, returns for investors, and project experience for partners. He became a partner in 2016.

Mr. Joseph has worked on developments sourcing funds from public/private partnerships, Low-Income Housing Tax Credits, Historic Preservation Tax Credits, Tax Exempt Bonds, HUD Financing, Tax Increment Financing, and Tax Abatement. His experience encompasses primary and tertiary markets in the Midwest and Southeast such as Peoria, IL, Texarkana, AR, Atlanta, GA, and Greenville, SC.

In addition to his business activities, Mr. Joseph is an active outdoorsman and member of the North American Versatile Hunting Dog Association. He holds a bachelor’s degree in finance and legal studies from Tulane University, and is a graduate of Clemson University’s Master of Real Estate Development program.


Ronald G. Law, Project Manager


Ron Law joined SEC in 2012 to apply specialized knowledge in affordable housing regulations, applications, and financing. This expertise extends to a multiplicity of affordable housing programs including Low Income Housing Tax Credits, FHA-insured mortgages, Public Housing, Tenant Protection Vouchers, Project-Based Section 8 Vouchers, Housing Choice Vouchers, Project-Based Rental Assistance, and the Federal Home Loan Bank’s Affordable Housing Program. 

Mr. Law has been closely associated with HUD’s Rental Assistance Demonstration since the RAD program’s inception in 2012.  He has cultivated relationships with key personnel in the RAD program office and is a regular attendee of HUD’s RAD webinars.

In addition to his business activities, Mr. Law pursues creative endeavors such as playing piano, painting, and writing short stories.


Helen M. Crum, Financial  & Compliance Manager  

Ms. Crum has over 24 years of experience developing and managing affordable housing, and is a stalwart of the SEC organization.

Ms. Crum has served as the executive director of community development nonprofit organizations. And she oversees the construction draw process; establishes program files; assists clients on program requirements; performs relocation services; and prepares grant applications. As an expert on tax credit compliance, she is responsible for ensuring that the appropriate residents get housed, and investors receive their returns.

In addition to her business activities, Ms. Crum enjoys theatre, live music, and boating.


Odin, Director of Morale and Stress Management 

Odin undertakes the difficult task of keeping the stress level down in an office that takes on such complex developments. He makes regular rounds around the office to boost team morale. In addition to his in-office duties, he finds the time to adhere to a rigorous training regimen in an effort to prove that standard poodles can, in fact, be world-class bird dogs.